Independent pension intelligence
See where a cash balance plan stands, and what is still unknown.
Add the plan documents. PensionSignal screens them against a fixed set of checks and returns a sourced PDF report: a 0 to 100 Plan Assessment Score with an Evidence Confidence Index beside it, every finding tied to the document text it came from, and a clear list of what needs professional review.
A screening tool, not an actuarial opinion or a legal compliance determination.
Built for the people who answer for the plan
The same analysis, written for three different readers.
Advisors, TPAs and brokers
A defensible first look at a client plan, with every finding quoted from the client’s own documents and a list of what to ask the actuary.
Plan sponsors
A plain-language read on funding, contributions and plan design, and what to raise with your advisors before the next filing or review.
Banks and institutional reviewers
A one-page summary that states how much evidence was assessed, so a score is never mistaken for a conclusion about the whole plan.
From documents to a sourced report
Add the documents
Choose the plan files, enter the plan name and the cutoff date, and run the analysis. Scanned filings are read with OCR when it is available.
Screen against fixed checks
The same catalog of checks runs on every plan in six weighted categories: funding, compliance, plan structure, operations, plan reviews and governance. A serious finding caps the score, so a high number never hides it.
Receive the report
You get the full PDF and a one-page summary. Quality controls run before release, and a report that fails them is marked not approved.
What is in the report
A full PDF for the working file, and a one-page institutional summary for a banker, advisor or committee.
The Plan Assessment Score
A 0 to 100 score built from weighted checks in six categories, with the calculation shown step by step. A critical finding caps the score, so a serious problem is never averaged away.
Evidence Confidence Index
A second 0 to 100 measure, shown beside the score, of how complete, traceable and directly read the evidence is, with coverage reported separately.
Findings with sources
Each finding shows the exact text extracted from the document, the file it came from, and whether it was verified or calculated.
Action plan by owner
Follow-ups are grouped by who should act, such as the enrolled actuary, the TPA or ERISA counsel, so the next step is clear.
Methodology validation register
Each threshold is listed with its basis and a space for a professional reviewer to mark it validated, or flag changes needed.
Traceable inputs
Every file is fingerprinted with SHA-256, so a report can always be traced to the exact documents it was built from.
Honest about what it does not know
A missing document is not treated as a failure, and it is not quietly ignored. Checks that cannot be assessed are marked Not determined, left out of the score, and counted on the cover as missing evidence.
Pricing
Every option produces the same report. Choose by how often you need one.
One analysis and report, with the one-page summary. For an occasional plan review.
See details and orderA monthly subscription for one advisor or reviewer. [Reports included: to be confirmed]
Start individual planA monthly license for a firm with several users. [Users and reports included: to be confirmed]
Talk to usBuilt for confidential documents
Plan files are sensitive. PensionSignal is designed so you can see exactly what was used, and where it stayed.
A written security summary is available on request. Read the security page →
Runs on your computer
The analyzer is a desktop application: plan documents are processed on your own computer.
Fingerprinted inputs
Each document is hashed so the report records exactly which files were used.
You set the plan name
The report uses the plan name you enter, not text read from the documents.
Release gate
Automated quality controls block a report from release if its numbers or wording disagree.
See a full sample report before you decide
We will send the sample report and the one-page institutional summary, and answer questions about which documents to include.